I like to think there are a lot of people in the world kind of like me. When I first started looking for ways to manage my money better I was willing to try anything. Whatever I was doing wasn’t working so it was time for something new. The cash envelope system resonated with me because it helped with two things: 1) My propensity to use my credit cards and 2) My love for pretty stationery. #cashenvelopes #whatyouneed #toknow #moneymanagement #howto #finance #hasslefreesavings

Almost every budgeting method out there requires that you write down your income and expenses to get started. How do you calculate your monthly income if you are on a biweekly paycheck schedule though? Some months you will have 2 paychecks and some months you will have 3. There are several options available for those that have biweekly paychecks. #howto #calculateincome #monthly #biweekly #moneymonitoring #budgeting #hasslefreesavings

Have you ever wondered how a simply printed table of numbers can make your life so much easier and disentangled? Now imagine that by just looking at that number table, you get a glimpse of all your expenses to date. This table is called a budget calendar. The trick about benefiting from a budget calendar is to figure out a way to track your finances and what works the best for you. Tracking your main expenses on a calendar is a great first step. #freeprintable #expensecalendar #homebudget…

Balancing your checkbook is a really simple, easy task, but it takes lots of discipline and order. Doing it monthly can save you from frustrating. Not to mention expensive situations, such as overdraft charges, mistakes, and fraudulent activity if your account is ever compromised. Keeping accurate records of your transactions will allow you to become familiarized in how you handle your finances. #listofways #simpletips #howto #checkbook #finance #management #hasslefreesavings

If you’re a homeowner, chances are you’re making monthly payments towards your mortgage. This would be equal to 12 payments a year, and no extra fees if they are all made in full and on time. A simple, predictable, easy to budget plan. Why change anything? Have you considered the benefits of making biweekly payments instead? #whyyoushould #paymenttips #mortgageguide #savingmoney #savingtips #payment #hasslefreesavings

Being frugal doesn't mean you have to do everything in extreme. Take things step by step and you will soon be able to master the art of frugalness.

10 Options for Debt Payoff Tracker Printables in my FREE Resource Library. What are you waiting for. Get started any time and stay motivated to hit your budgeting and financial goals.

This FREE Printable Goal Thermometer can be used as a debt payoff thermometer or a savings thermometer. It is a great way to keep track of your progress toward reaching your goals!

This FREE Printable Money Saving Chart is designed to help you save $2,500 in 52 weeks. You choose how much you save each week. Track your savings in this free printable money saving tracker.

No Spend Savings Challenge - Are you ready to start your spending freeze? 9 Different Savings challenges with FREE PRINTABLES to track your savings goals with these free savings trackers. Available at hasslefreesavings.com #savingstracker #freeprintables #savingsgoal #52weeksavingsplan #monthlysavings #savingschallenge

Penny Saving Challenge - 10 Different variations of the Penny Saving Challenge. Choose the money saving plan that fits your needs. Free printable PDF money saving charts to go along with each method! This is the reverse Penny Saving Challenge.

8 Realizations to help you Stop Overspending - Start saving and stop spending on clothes, groceries, food. You need to be in charge of your money even when you feel like you can't control your spending. I took a look at 8 reasons for overspending and give you solutions for each.

How do rebates work to save you money? Whether it is an instant rebate, mail-in rebate, cash back rebate or online rebate, there are many ways you can save money. Credit card rebates are one of the most controversial and some are time wasters. All can result in great budget savings each month.

Ways to Master The Art of Frugalness - These are some great ideas about learning how to be frugal. Manage your household on a budget with these 11 frugality tips.

5 ways you can save money while on maternity leave. Having a baby is exciting and expensive, these tips will give you ideas where you can cut costs! #newborn #maternity #newbornlist #saving money #pregnancy #givingbirth

20+ Options for Debt Payoff and Money Saving Challenge Tracker Printables in my FREE Resource Library. What are you waiting for. Get started any time and stay motivated to hit your budgeting and financial goals.